Once your loan application is complete and credit approved there is one final action needed by you! You will receive an email to log in to your account on Borrower Access to review the terms of your loan and to accept it (also known as the Truth In Lending Disclosure). The Truth In Lending Disclosure will provide you with the following information about your loan: Amount Borrowed; Interest Rate; and Total Cost of Loan (Total Cost of Loan assumes that you make all payment on-time as scheduled). Your acceptance of the Truth In Lending Disclosure initiates the beginning of your rescission period (at least 3 Business Days). As soon as your rescission period expires, your loan will fund based on the scheduled disbursement date.
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